A simpler way to manage your money
Know what you can safely spend — without spreadsheets, stress or guesswork.
Budget Buddy shows you what money is coming in, what bills are going out and how much you can safely spend before your next payment.
Create your own plan in minutes. Start without an account — create one later and keep your plan.
Example Budget Buddy plan
Safe to spend
£86
Until Friday 31 July
- Current balance
- £420
- Keep for bills & essentials
- £334
- Safe amount per day
- £12.28
Simple step-by-step setup
No spreadsheets needed
See your upcoming bills clearly
Free and easy to use
Your bank balance does not tell you what you can afford to spend.
You might look at your account and see money available. But some of that may already be needed for rent, electricity, food or other bills.
Budget Buddy brings everything together and shows you what your bank balance does not:
How much is actually safe to spend.
Open Budget Buddy and know where you stand.
- Your bank balance, cash wallet and total money
- What money is coming in next
- Which bills are leaving next
- How much must stay untouched
- How much you can safely spend
- Your suggested daily spending amount
- The date your balance may become too low
- Whether you may go overdrawn before your next payment
How Budget Buddy works
- 1
Add your current balance
Enter how much money is currently in your account.
- 2
Add money coming in
Add wages, benefits, pensions or any other regular payments.
- 3
Add bills and essentials
Enter your rent, utilities, subscriptions, food, travel and other important spending.
- 4
See what is safe to spend
Budget Buddy shows what needs to stay available and what you can safely use before your next payment.
Made for people who want budgeting to feel less overwhelming
- Forget when bills are due
- Find it difficult to keep track of several payment dates
- Accidentally spend money that was needed later
- Want to avoid going overdrawn
- Find traditional budgeting apps confusing
- Do not enjoy using spreadsheets
- Feel anxious when dealing with money
- Want a simple answer instead of lots of charts
Clear, calm and easy to use
One question at a time
Complete your budget without facing a large or confusing form.
Plain English
Understand what everything means without financial terminology.
Large, clear controls
Readable text, clear labels and easy-to-press buttons.
Update when things change
Change your balance, bills or income and Budget Buddy recalculates.
Your plan saves automatically
Your plan is saved on your device. If you sign in, it can also be securely synced to your account.